Risk Profile Categories
Low
This category is for a client willing to accept minimum fluctuations in asset value. These investments generally experience low volatility and offer lower returns. This could include investments such as government issued securities, high quality investment grade bonds, and low-risk mutual funds.
Lowest Score: 5-8 Points
Guidance:
Low – Unlimited
Medium – Up to 50%
High – 0%
Medium
This category is for a client with the ability to accept moderate market fluctuations with potential for loss of asset value. These investments generally experience medium volatility and target moderate growth. This could include most large capitalization publicly traded securities.
Lowest Score: 9-14 Points
Guidance:
Low – Unlimited
Medium – Unlimited
High – Up to 25%
High
This category is for a client with the ability to endure wide swings in market fluctuation and withstand larger losses. These investments exhibit significant volatility and suit investors willing to accept high risk for potentially higher returns. This could include volatile securities and industries.
Lowest Score: 15-20 Points
Guidance:
Low – Unlimited
Medium – Unlimited
High – Up to 75%
* Please submit this as part of the New Account Opening Package in Uopen along with all completed paperwork. The % allocation is for your guidance only. The investments in your account should be consistent with the level of risk you are willing to accept in your account. Your risk profile takes into consideration both your risk tolerance and risk capacity factors. Any deviation from this will require detailed notes on the NCAF for the Supervisor to review.